Employee Benefits Reports

Congress is debating possible changes to the 401(k) retirement plans employers offer their employees. Some of the ideas being discussed by Senators and Representatives would favor employees, some would benefit the federal government. Retirement plans are a hot topic for two important reasons, both of which involve money. Americans are not good at saving for…

Employers have a responsibility to protect the rights of employees suffering from a mental health condition. Depression, PTSD & Other Mental Health Conditions in the Workplace: Your Legal Rights” is a summary of an individual’s rights under the Americans with Disabilities Act of 1990. The document is published by the U.S. Equal Employment Opportunity Commission…

As an employer you are in a unique position to offer your employees an easy way to purchase a valuable benefit, costing them less than if they purchased it on their own. We’re referring to employer-sponsored life insurance. Your employees get the peace of mind that their loved ones will be protected from financial ruin…

Affordable Care Act marketplaces are closing at an alarming rate. Health care benefit costs are soaring. Some Republicans are trying to repeal and replace the current Affordable Care Act and others in Congress just want to make changes before it implodes. Meanwhile, coverage isn’t getting any cheaper, and many Americans are left wondering what options…

A new law, along with rules governing Health Reimbursement Arrangements (HRA) affects the type of health care benefits you can offer your employees. HRAs are employer-funded, tax-advantaged employer health benefit plans that help employees pay for out-of-pocket medical expenses and health insurancepremiums.Small Business HRA/QSEHRAA new law created a Small Business, also known as a Qualified…

Wondering how the changes to the Affordable Care Act (ACA) will affect you? You’ll have to be patient. The American Health Care Act (AHCA) bill is still in flux. Possible enhancements or repercussions are only educated guesses at this time. The U.S. Senate is reviewing the bill that was narrowly passed by the House of…

Every day, 60 people die from opioid pain medications in America. That’s22,000 people every year. Opioids are being overprescribed and they’re now the #1 cause of unintentional death in the United States. Not surprisingly, this “hidden epidemic” is impacting businesses. The National Safety Council has recommendations on what employers need to do. It may seem…

At a time when the annual price tag for health insurance is topping$10,000 per employee, cognitive health systems, telemedicine or telehealth and other medical advances are helping to lower costs. The aim of cognitive health systems is to control costs with the use of healthcare data and analytics. Cognitive health systems help doctors gain access…

Fulfilling promises to repeal and replace Obamacare, President Trump and House Republicans introduced the American Health Care Act in mid-March. As details emerged, opposition from medical professionals and others grew amid concerns the AHCA would increase the number of uninsured and destabilize insurance markets. President Donald Trump and House Republicans moved forward in mid-March with…

In a 227-198 vote, the U.S. House of Representatives approved a resolution in January that paves the way for the repeal of the Affordable Care Act. President Trump and Republicans, who are working on a replacement plan, say Obamacare was a failure, but House Minority Leader Nancy Pelosi argues it diminished the rate of growth…